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ID: 124 Title: International Health Insurance Feedback Wanted Replis: 3 Read: 1285 Author: 3
Name: Geoff Schultz  Posts: 36  **  Vancouver Time: 2003-11-4_8:4:41 Quote    Reply
My current health insurance is only supposed to cover me for a maxiumum 30 day trip outside of the US. I've been skirting that and luckily haven't had to file any claims. This next year I expect to be gone for 11 months as I'm headed to the South Pacific, and I need to do this right. I've been looking at various true international policies and was wondering if anyone has any feedback on either of these policies.

The two plans that I like the best are the "International Citizen Platinum" which is underwritten by Lloyds of London and "Global Medical Insurance" underwritten by International Medical Group (IMG). Both plans are very similiar on paper, but I have no idea how they are to work with. If anyone has any feedback, I'd be very interested in hearing it.

As an aside, I've also looked at "Reside Prime", "Worldwide Navigator" and "Lifeboat" which are underwritten by Speciality Risk International (SRI) and decided against them due to the requirements of using their provider network when in the US.

-- Geoff

Name: Loes Buisman  Posts: 3    Vancouver Time: 2004-11-17_18:8:30 Quote    Reply
Dear Geoff! I'm Dutch and living in Australia. I had an insurance for one year at the time I left there was no problem to insure myself for another year but now there is they could insure me for another year, I have found on the internet an insurance company, Australian, who can do it and even can extent while away! Try www.worldnomads.com.au -- good luck! Loes
Name: Jeannep  Posts: 4  **  Vancouver Time: 2004-11-18_19:32:15 Quote    Reply
Have you looked into International Health Insurance/danmark? A danish international insurance company, their premiums are age=-based. Coverage is comprehensive outside the U.S., but a bit limited in the U.S. since US medical costs are so high. I have found them to be excellent, covering horrendous medical expenses for me. check info at http://www.ihi.com/english.asp Fair winds, Jeanne
Name: Geoff Schultz  Posts: 36  **  Vancouver Time: 2004-11-20_10:37:13 Quote    Reply
I ended up going with IMG. As it turned out all of the companies that I listed were spun off of IMG by people who used to work there. They all pretty much had the same policies, prices, etc. I will say that their pricing was *much* better than any US policy, but you have to be outside of the country for at least 6 months per year.

I had help from Dan Cassin who provided background on each of the companes. He sells international health insurance and was very helpful. His web site is http://www.cassininternational.com.

-- Geoff